NUA, or net unrealized appreciation, allows for favorable tax treatment of withdrawals of an employer’s stock—but understanding the rules is essential.
Entries filed under 'Retirement'
Confused about treatment of both pretax and aftertax dollars in a qualified plan? Here’s some updated guidance from the IRS.
Keeping abreast of the “60-day” rule and various nuances can protect your nest egg.
Worried about outliving your IRA savings? Some retirees are purchasing qualified longevity annuity contracts (QLACs) within their IRAs to defer a portion of their RMDs up to age 85.
In case you missed it, here’s a handy summary of our most popular blogs among readers.
Often overlooked by couples caring for children and/or elderly parents, spousal IRAs can be a valuable tool to save for retirement.
While industry critics worry about the practical aspects, state-run retirement plans for private-sector workers have gained momentum. Whether the details bedevil them is another matter.
With so much confusion about required minimum distributions from IRAs, here are some key points on how and when people age 70 1/2 and older must begin their withdrawal.
The good news: there’s a road map. The bad news: it generally leads to a penalty.
You don’t have to send this form to the IRS because they get a copy as well. But be sure to review it for errors and file with your records.