Entries by Brian Dobbis

    IRA Season: Fund One If You Can Before It’s Too Late

    February 11, 2016 3:34 PM by Brian Dobbis

    As April 15 approaches, the window is closing on the opportunities for advisors to capture both 2015 and 2016 IRA contributions.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS

    (Sixth in a six-part series)

    With only a few weeks left in the IRA season, this week’s blog contains a compendium of both IRA limits and business-building ideas.

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    IRA Season: Be Careful Not to Over-Save

    February 4, 2016 2:00 PM by Brian Dobbis

    Rules governing excess contributions make it potentially costly to overfund an IRA.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS

    (Fifth in a six-part series)

    When it comes to IRAs, you can have too much of a good thing. And that’s a bad thing.

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    IRA Season: The Advantages of Roth IRAs

    January 28, 2016 2:30 PM by Brian Dobbis

    You can fund Roth IRAs at virtually any age, even with the intention of passing them on to heirs. Beneficiaries inherit the potential to withdraw the funds tax-free.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS

    (Fourth in a six-part series)

    Individuals who are approaching or already in retirement shouldn’t be discouraged from establishing retirement savings accounts later in life.

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    IRA Season: How Federal Tax Credits Can Help You Save for Retirement

    January 21, 2016 4:51 PM by Brian Dobbis

    While the middle class continues to get squeezed, the saver's credit still encourages moderate-income workers to contribute to employer retirement plans.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS

    (Third in a six-part series.)

    When it comes to retirement, anything that enhances your savings is gravy, especially when Uncle Sam is dishing it out.

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    IRA Season: Open to Almost Anyone

    January 14, 2016 2:20 PM by Brian Dobbis

    The three months leading up to the April 15 federal tax-filing deadline are considered peak IRA season. You still can make contributions for the year just ended, as well as for the new year.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS

    (Second in a six-part series)

    Old age is no place for the timid, to paraphrase a long-ago quote by the legendary actress Bette Davis. And that was before Individual Retirement Accounts (IRAs) caught on. Forty-one years after IRAs were signed into law, investors have sunk more than $7 trillion into such retirement vehicles. And they show no signs of slowing down. Total IRA assets are expected to reach $11.7 trillion by 2020, according to new research from global analytics firm Cerulli Associates. A significant portion of this growth is being fueled by rollovers from 401(k) and other workplace retirement plans.

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