Archive for 'March 2017'

    Time to Review the Array of IRA Reporting Requirements

    March 31, 2017 10:00 AM by Brian Dobbis

    With tax-filing deadlines approaching, you might want to file our interactive guide for future reference.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    As an owner of, or advisor to, clients with IRAs, you understand the importance of complying with the government’s ever-changing and expanding tax-reporting and disclosure requirements for tax-advantaged retirement accounts. You’re also aware of how daunting a task it can be. Running afoul of rules can be both time consuming and expensive.

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    Small-Business Retirement Plans: Explore Tax Credits

    March 24, 2017 12:18 PM by Brian Dobbis

    Certain business owners may be eligible for tax relief in the form of credits in connection with establishing a retirement plan.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    Many small businesses are unaware that they may be eligible for a tax credit in connection with the establishment of a group retirement plan. The small-business tax credit offsets some, if not all, of the start-up expenses credit for establishing and administering certain retirement plans. Not surprising, a recent survey by Pew Charitable Trusts shows that 71% of small- and medium-sized businesses don’t offer retirement plans, in part because they’re too costly to set up.1  (See Chart 1.)

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    IRA Season 2017: Top Tips from Our Webcast

    March 16, 2017 2:43 PM by Brian Dobbis

    Advisors had plenty of great questions during our March 7 session. Here’s how to catch the replay.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    With more and more clients looking to shore up their tax-advantaged nest eggs, there was an incredible turnout for last week’s retirement planning webcast, “IRA Season 2017: Top Tips and Strategies.”   

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    Why Health Savings Accounts Matter More Than Ever

    March 9, 2017 12:30 PM by Brian Dobbis

    Many experts expect healthcare costs will continue to rise, making it important that advisors help their clients plan ahead.  

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    According to the Kaiser Family Foundation, health care has become somewhat less affordable, even among those with health insurance. Since 2015, larger shares of people with health insurance say they have a difficult time affording their healthcare costs: from 27% to 37% for premiums; 34% to 43% for deductibles; and from 24% to 31% for copays and prescription drugs.

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    Recurring IRA Questions from the Road

    March 2, 2017 2:52 PM by Brian Dobbis

    What happens if you made an excess Roth IRA contribution? Or if you have a hefty RMD and don’t need the money? Here are some answers. 

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    Many advisors contact me directly with retirement questions. While some of those inquiries pertain to client-specific situations, a number of others are more general in nature. Sorting through that mix, I thought I would share two pertinent exchanges with the readers of this column.

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