Archive for 'July 2016'

    Tips for Roth IRA Heirs

    July 29, 2016 3:09 PM by Brian Dobbis

    Anyone who has inherited a Roth IRA probably has many questions. Here are some answers. 

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    No matter where in the country I give presentations to financial advisors, there always seem to be questions about the vicissitudes and attitudes toward inheriting Roth IRAs. 

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    Explore the HSA by Rolling Over Your Retirement Savings

    July 22, 2016 3:18 PM by Brian Dobbis

    Have you taken full advantage of health savings accounts (HSAs)? The tax savings can help defray the cost of living and getting sick.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    Now that it’s political convention season, imagine for a moment a crowd chanting, “HSA…HSA…HSA!” Far-fetched as that might sound, health savings accounts (HSAs) have gained widespread support since they were created in 2003 as part of the Medicare Modernization Act.

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    Fixing Health Care

    July 19, 2016 3:33 PM by Lord Abbett Editorial Staff

    Can "bundled payments" drive better care and lower costs? Lord Abbett research analysts discuss the investment implications. 

    While the current political environment may be as polarized as ever, it is much easier to find consensus on America’s healthcare system: it’s a mess.

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    Why Roth IRAs Appeal to Millennials

    July 15, 2016 5:15 PM by Brian Dobbis

    Millennials—the generation born between 1980 and 2000—are warming to the retirement saving advantages of Roth IRAs. 

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    As a group, millennials outnumber baby boomers. In fact, within 10 years, millennials are projected to account for three-quarters of the U.S. workforce, according to Javelin Research and Strategy. Their incomes are climbing (and, on an aggregate basis, are about to pass boomers; see Chart 1), and they are beginning to save more. All of which has created new opportunities for financial advisors, particularly when it comes to Roth IRAs.

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    Roth IRA or Roth 401(k)—What’s the Difference?

    July 7, 2016 5:30 PM by Brian Dobbis

    Plenty. While both investment vehicles are devoted to saving for retirement, rules on eligibility, contributions, and distributions vary.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    The more I travel, the more I get asked about the so-called “greats of Roth.”

    While Roth 401(k)s are similar to Roth IRAs in many ways, there also are a number of key differences between the two types of accounts.

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