Archive for 'June 2016'

    What “Brexit” Means for Growth Stocks

    June 29, 2016 3:05 PM by Brian Foerster

    The United Kingdom’s decision to leave the European Union may be a game changer, but top-performing companies in select industries should continue to generate growth.

    As investors scrambled for insights into long-term implications of last week’s “Brexit” vote, Lord Abbett’s small-cap growth investing team took the following view:  

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    How NUA Can Help Save Money in Retirement

    June 27, 2016 12:08 PM by Brian Dobbis

    NUA, or net unrealized appreciation, allows for favorable tax treatment of withdrawals of an employer’s stock—but understanding the rules is essential.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    Of all various ways to lower one’s taxes in retirement, net unrealized appreciation (NUA) is often misunderstood or overlooked altogether.  The rules may be complicated, or even short-lived (President Obama’s 2017 budget proposal would eliminate the NUA tax break).  But any plan participant who owns company stock and is separating from service or retiring should be aware of NUA before rolling his/her retirement account into an IRA or a new employer’s plan. 

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    Brexit Vote: The Market Impact

    June 24, 2016 10:04 AM by Lord Abbett Editorial Staff

    Great Britain’s decision to leave the European Union sparked volatility in global markets on June 24.

    With last night’s public referendum votes tallied, Great Britain became the first country in the European Union’s (EU) 60-year history to leave the EU bloc of nations—a momentous decision with enormous consequences for financial markets, the economy, politics, and business.  It seems appropriate that the U.K. media are calling it “Independence Day,” considering the fireworks taking place.

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    Tips on IRA Rollovers

    June 17, 2016 4:30 PM by Brian Dobbis

    Confused about treatment of both pretax and aftertax dollars in a qualified plan? Here’s some updated guidance from the IRS.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS

    In case you missed it (many investors have), the IRS offers much-needed guidance on the allocation of aftertax dollars to IRA rollovers. While the administrative language might seem unclear at first, it at least provides a roadmap for splitting a 401(k) distribution that consists of both pretax and aftertax dollars.  

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    How to Avoid IRA Rollover Headaches

    June 9, 2016 2:45 PM by Brian Dobbis

    Keeping abreast of the “60-day” rule and various nuances can protect your nest egg. 

    THE ROAD TO RETIREMENT with BRIAN DOBBIS 

    After a day of presentations, I recently received a spate of questions regarding the tricky “60-day rule” on IRA rollovers and its many nuances. So let’s revisit the latest regulations, effective January 1, 2015, which are a game-changer.

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    How to Hedge against RMDs

    June 2, 2016 3:30 PM by Brian Dobbis

    Worried about outliving your IRA savings? Some retirees are purchasing qualified longevity annuity contracts (QLACs) within their IRAs to defer a portion of their RMDs up to age 85.

    THE ROAD TO RETIREMENT with BRIAN DOBBIS

    According to the Stanford Center on Longevity, three out of four Americans indicate that they want to live to 100 if they can do so in good health. Whether they will have enough money to support themselves in retirement, however, is another matter. Some studies suggest that many will struggle, given insufficient savings, pensions, and Social Security. Further complicating matters, IRA owners, once they turn 70½, generally have to take required minimum distributions (RMDs), which are taxable.

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